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Saving dollars with sense. I'm hoping to help the masses save their pennies by providing information, links and by sharing my experiences...no matter how embarrassing they may be....and also hoping you'll share yours.

Want To Make Easy Money? Just Focus...

November 5th 2008 09:01
Have you ever participated in a ‘Focus Group’?

A focus group is a form of research in which a group of people, in an informal setting, is asked about their attitude toward products, services, concepts, advertising ideas and product packaging, The groups are interactive and usually have between between 6 to 12 people where participants are free to talk with other group members and air their views – the more honest the better.




The best part of a focus group is that anyone can register for them and they pay well for a couple of hours of your time and your opinions. Plus as an extra they generally provide refreshements. As subjects vary from advertising and testing of products ranging from washing powder to wine to insurance to holidays and even children’s television habits, there is something for everyone.

The best thing as they are held worldwide, mostly in the larger cities and it’s free and very easy to register.

I have done a number of them myself over the years, had some fun, been bored out of my skull and once was paid $80 to walk in and walk out again. Score! Apparently that sometimes happens. If they have overbooked (which they sometimes do to ensure numbers) first in will sometimes be given the option to stay and participate or leave with the cash. No-brainer really, I was out the door in five seconds flat calling a girlfriend to see if she wanted to have coffee as I had an hour and a half up my sleeve and some moolah.

Although you usually sign an agreement stating that you won’t talk about the group especially until after a product launch I’ll spill the beans on some I’ve been to without giving away any secrets.


I have participated in:

• A group where we had to give our opinions on the direction a winemaker was taking with the new branding of their products to see which demographic they had the best results with. They sucked. All of those bottles and all we got was OJ and a few bad sandwiches but after 90 minutes I was $70 richer.

• A laundry detergent which had been modified and modernised. They gave us all free unmarked bottles of the stuff to take home and use for a month and then go back for a 5 minute interview to tell them what we thought and to see if we could guess the brand. Not that it mattered, they just basically wanted to now if it was recognisable in its new form. I got $80 and didn’t have to buy laundry liquid for 3 months.

• APEC – Now that was funny. It wasn’t what we thought about security or the fiasco of having the city locked down. It was to see what we thought of the advertising leading up to it! Great food and drinks served and pocketed $80.

• A bank (who shall remain nameless) who played us four different advertising campaigns, filled us up with the most delicious food and wine and beer. I had so much fun the two hours flew by and they were by far the best payer at $100.

• Taste testing cereals. I actually got paid to tell people if I felt their cereals still tasted crunchy or had a nice texture. We only had to take a spoonfull of each but I did it in the afternoon so some people may find that weird. That’s the normal time I have breakfast so that was an easy one.

The least I’ve been paid was $50 and the most was $100 but I spoke to another woman in one group who had once been flown from Sydney to Melbourne and back to check an airline’s service and spent the day down there shopping…and they paid her. Damn, where was I when that one was handed out?

Anyway, the point is anyone can register; they will call or email you when people in your demographic are needed and there are few simpler ways to make money. But beware, every group has a complete know-it-all who tries to monopolise the whole thing and is usually a giant pain in the arse. It can be fun shooting them down in flames, especially when everyone starts to feel the same about them. In our wine group we had a wine ‘connoisseur’ who had a ‘cellar’ and knew everything there was to know about wine…except how to actually pronounce the varieties which had us all in fits of giggles when he kept referring to Pinot with a hard ‘T’ and Sauvignon with a hard ‘G’. Easy mistakes to make…but not for a self proclaimed ‘expert’.

What have you got to lose? Sign up and you may just make some easy cash and actually have a say in something.

Here is a directory for Aussie Market Research sites that present focus groups.

For other countries I suggest that you do a Google search in your using the terms Market Research and Focus Groups. I couldn’t find similar directories for other countries but there were so many companies all over the world that you can register with it won’t take much effort for you to find a few wherever you may be.

Get out there and have your opinions heard and line your pockets at the same time.
Have fun!


Picture from Really Long Link
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Sense and centsability

October 27th 2008 11:06
Well this is just a little introduction to tell you what kind of things I’ll be posting on this site. As you may have guessed from my woefully pun-filled blog site name, it has to do with ta-da…Cheryl J’s version of budgeting.

As a bit of background, through circumstances completely out of my control, I’m poor. Not homeless poor but I do it tough. Around 10 years ago I got sick, incredibly – unable to work, barely able to function – sick. I lost my job, I lost my home but I didn’t lose my sense of humour or my ability to adapt. So I thought I’d share some of the things I’ve learned about how to live well when you barely have two cents to scrape together. Now unless you’re a high income earner with a large disposable income, everybody wants to save for something.

Now before you all start yawning and running for the hills, it will not be a dry and humourless ‘How to save your pennies’ blog in the strictest sense. I’ll be covering loads of topics that should be of interest to everyone and injecting my own warped sense of humour. There will be tips on how to get freebies, saving on credit card payments, buying a house, renting, sharing, eating out, going out, beauty, fashion, tech, lifestyle, entertainment, education with the occasional competition and giveaway thrown in for good measure. Some of the competitions and giveaways will be based in Australia but some will be open to everyone everywhere.

I live on a part-time income in a very middle of the road type job and I completely support myself. I also live in an extremely expensive city and I still manage to have fun, have nice things and live pretty well. That’s not to say I don’t struggle and sometimes it’s tough and there are times I’ve thrown my hands in the air with the drama queen arm across the face doing the ‘why me?’ bit but I’ve learned quite a few things along the way. I hope you’ll come along for the ride and benefit from my experience, research and some pretty ridiculous mistakes and stories that I have no problem sharing and humiliating myself with. And maybe, just maybe, you’ll learn stuff and have fun while saving some bucks.

Boring intro, but hopefully you won’t find the posts boring.

This blog means a lot to me. It’s something I’ve been wanting to do for a very long time and it’s something I feel passionate about. I hope my Orble friends will take a peek and help me start off. If I publish something you like, please share it. I also want people to share their own tips and if there is something you want to know about – ask! I really want to cover subjects that people want to know about.

So whether it’s finding a way to pay the rent and still have a social life while you’re a student or trying to balance a mortgage and family, saving for a special holiday or even saving to buy the latest gadgets or designer shoes. I hope to cover it all.

And from both Mr Spock and my total inner nerd, live long and prosper!






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